What if one umbrella organization was tasked with providing health insurance for the rebbeim and teachers for many yeshivos- because of the large number of clients- they would be able to negotiate better prices from insurance companies. Much like the teachers union.
Maybe, this organization, will also be tasked in raising some of the funds needed to support all participating teachers: credit card points going to this organization, or instead of 2 percent back on credit card spending going to individual, it will go to this organization
The idea is that yeshiva budgets will not include providing health insurance for their teachers