pshat basic

please explain to me , im being honest dont you think the crisis is based on money? thats the bottom line when people are looking in to a girl/family .is there a crisis with wealthy girls getting dates?? bottom line i think is money> in todays day where kolel is the popular thing(which im not saying is a problem)people dont have a clue how they will support themselves in the long run or even short term, they think let me look for money and that will solve the problem.