nishtdayngesheft

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  • in reply to: Do rebbes go to college?/Yeshivish job options? #1160278
    nishtdayngesheft
    Participant

    “I can tell you if you do not go to college you have a 0% chance of being a doctor.”

    And in today’s world with Obama Care and the current reimbursement structure, being a Doctor does not guarantee any great income, while it does almost always guarantee huge school debt.

    The doctors who are doing well are those who run a business, even if it is the medical industry.

    in reply to: Do rebbes go to college?/Yeshivish job options? #1160268
    nishtdayngesheft
    Participant

    You made a statement that OT and PT have low entry barriers. You partially supported that because there are high pass rates.

    That is wrong. And the fact that there is a high pass rate may well have to do with the high entry barrier, resulting in greater capabilities of the candidates and the resultant commitments to succeeding.

    Further, the investment in all the schooling is lost without successfully passing the boards, because nothing can be done with the degree without passing the boards.

    A person can successfully use an accounting degree even without passing the CPA exams. So the schooling is not a waste and the stress to pass may not be as great.

    The degree from college is a degree in accounting, not a degree in Public Accounting. On can be an accountant, and even work in a public accounting firm with having a CPA. A person cannot work as an OT with out having the license.

    in reply to: Do rebbes go to college?/Yeshivish job options? #1160264
    nishtdayngesheft
    Participant

    An OT has 4 years graduate school plus internships and externships. There are significant early barriers.

    I think that in addition to that, it is not possible to practice without passing the exams, similar to doctors.

    You can work as an accountant with passing the CPA exams and many do so successfully. You can work as an actuary (see DaMoshe) without passing the exams.

    You are focusing on the wrong data in determining why certain fields have higher pass rates than others.

    in reply to: Do rebbes go to college?/Yeshivish job options? #1160262
    nishtdayngesheft
    Participant

    GAW,

    No.

    Just proved that your theses, all of them. are utter bunk.

    The reason why there are higher pass rates is because there is a high barrier to the field. And that barrier long precedes the point of examination.

    Perhaps find a whole ‘nother list of qualifiers to your theses. Because all that does is, and which in fact did happen, render the theses foolish and meaningless.

    Which you have just very ably proven.

    in reply to: Do rebbes go to college?/Yeshivish job options? #1160260
    nishtdayngesheft
    Participant

    GAW,

    The pass rate for the USMLE, which is required for all doctors practicing in the US is above 95%.

    Your rule that a high pass rate is indicative of a low barrier field is hogwash. The facts completely disprove your “thesis”

    The pass rate for Barbers and Cosmetologists is below 50%. That is not a high barrier field.

    The pass rate for HHA’s, as low a barrier field as there is, is even lower than that in places.

    in reply to: Do rebbes go to college?/Yeshivish job options? #1160252
    nishtdayngesheft
    Participant

    GAW

    “An exam with a 90+% pass rate is a formality, any way you put it.”

    So this applies to the internal medicine and family medicine boards as well? Those are also formalities? Because initial pass rates for first time testers are consistently about 90%.

    I don’t know the pass rates for other disciplines, I only looked at the first two that showed up in a quick search. I don’t have reason to believe the results are much different.

    in reply to: Do rebbes go to college?/Yeshivish job options? #1160183
    nishtdayngesheft
    Participant

    “BTW, an accountant only needs a BA.”

    In NY, to become a CPA, a candidate must have 150 credits. And it must include certain specific courses.

    in reply to: Do rebbes go to college?/Yeshivish job options? #1160175
    nishtdayngesheft
    Participant

    “Public Universities Like CUNY do not require loans, they are quite cheap. You can minimize Apikorsus by taking things like Math, Accounting and English (proper english writing is very important)”(sic).

    Al CUNY colleges offering BA degrees require core courses, many of which are rife with apikorsus.

    in reply to: Do rebbes go to college?/Yeshivish job options? #1160174
    nishtdayngesheft
    Participant

    “An Actuary is a good paying job that requires a Degree in Math”

    I know actuaries who did not go to college. The self studied and passed the exams.

    Further, those who do go to college to get their degree in math in hopes of becoming an actuary do not go the BA route.

    As many can attest, having a BA in English does very little in guaranteeing competent writing skills.

    in reply to: Vermin Supreme for president! #1151284
    nishtdayngesheft
    Participant

    Well the current leading candidates, most certainly the Demcrat, are really supreme vermin. What we need is the fact opposite, that may be his in.

    in reply to: What is the appropriate punishment for financial crimes? #1143416
    nishtdayngesheft
    Participant

    Kol Yisroel Areivim doesn’t mean you should be on your high horse.

    Nor does it mean that you should not be ?? ??? ????.

    Further, it does not mean you should falsely accuse people.

    Just a little clarification for those who seem to need it.

    in reply to: What is the appropriate punishment for financial crimes? #1143391
    nishtdayngesheft
    Participant

    Git Mishege,

    And you forgot to mention, that for someone who does much internet shopping, reported all of his out of state purchases on his state tax return.

    in reply to: traffic tickets and lesser charges but NOT FBI searches #1142857
    nishtdayngesheft
    Participant

    APY,

    So you are concurring exactly to what I have written on another thread.

    in reply to: What is the appropriate punishment for financial crimes? #1143378
    nishtdayngesheft
    Participant

    “Does the government have to return to Madoff all the income tax he paid for his inflated nonexistent income?”

    What non existent income did he have? quite the contrary, he never reported the money that he stole as income. He underreported income.

    “Also, did the government return the tax overpaid by Madoff investors for their nonexistent income?”

    There were specific rulings issued for how losses form the Madoff scam were to e reported for income tax purposes.

    I do not recall what they were, but it was addressed.

    in reply to: traffic tickets and lesser charges but NOT FBI searches #1142853
    nishtdayngesheft
    Participant

    And to clarify, ( and I’m not sure why) I am not advocating committing a crime, however, and I speak from specific knowledge aid actual cases, that does not mean a person will not be shlepped into such a situation.

    I was once on a grand jury. Which was one of the reasons I have such a bad taste for the “Justice” system. There is some minimal amount of proof that has to be brought for an indictment, yet the prosecutors knew hat you can indict a ham sandwich and seemed to be playing a game as to who can get an indictment with the least proof. And this was borne out by jury members saying ” well if they brought the person to the grand jury, they should be indicted.” They needed no proof at all.

    And the result is that person Is indicted when there is no proof, but that will have terrible repercussions. 1) the person has been indicted. 2) legal defense costs to the person will easily be in the high tens of thousands of legal fees to deal with the matter.

    I have seen this directly.

    in reply to: traffic tickets and lesser charges but NOT FBI searches #1142851
    nishtdayngesheft
    Participant

    ZD,

    There is a reason why there is supposed to be a jury trial. But being accused of something is far, far from proof that a person is guilty. Regardless of the extent of the crime.

    You afldvocate the police falsely issuing tickets just because it’s a lesser crime? Don’t you think they are more pressured to find someone when there is a more serious crime and that pressure will result in mistaken and or false accusations? It happens all the time. And for beating a dead horse, but that’s exactly want heap ended with Rubashkin, the reason for the raid resulted in him doing nothing wrong, so then they had to find other infractions to pin on. What he was sentenced for had nothing to do with raid, even if the prosecutors kept referencing the unproven allegations as the reason for harsh sentencing.

    It is unfortunate, but there is not much justice in the justice system.

    in reply to: traffic tickets and lesser charges but NOT FBI searches #1142850
    nishtdayngesheft
    Participant

    Syag,

    1) I did not bring the story of R Chaim.

    2) Did I say the person was guilty? Accepting a plea is often the best sure result to a situation. You are so concerned about it being dishonest. This a typical situation; you wee speeding at 12 miles over the limit. The officer writes a ticket that you were 21 miles over the limit and then throws in another ticket for unsafe driving and then yet another for reckless. (This is not hypothetical, this is exactly what happens). You have no way to prove otherwise, because most people do not have dash cams). The cop does not provide a receipt from the radar.

    What do you do?

    You can’t plead guilty to the charges, according to you that’s dishonest. And why would you want to. It expensive and it will increase your insurance and can put your license at risk.

    You have no way to prove your innocence.

    The prosecutors will offer a plea just to get the fine money and move things along. What would suggest a person should do?

    And I’ve seen bargains offered even in cases of DWI. And the judge was fine with it (I was shocked). (I don’t go to traffic court often, but I’ve been there several times, either on my behalf or to sit with other people).

    Now let’s extend to a more serious crime, such as embezzlement. There are many documented cases of people who have Ben improvement when there was an embezzlement, even though they were not the embezzler, but they had been an unknowing conduit.

    The person should plea guilty? Does that mean no one has the right to defend themselves against unsubstantiated claims, even if they may be true? How ridiculous.

    So the person can try to defend themselves, which will not provide a sure result and we are that people who try to defend themselves and are unsuccessful receive much harsher sentences. What to do?

    In addition, the costs of criminal or any legal defense are huge and easily crippling, besides all the other associated aggregation.

    So a plea deal for a lower offense, even when a person is actually not guilty of anything may be the smartest defense. Let’s hear you form a cogent argument that accepting a plea in such a case is wrong.

    in reply to: traffic tickets and lesser charges but NOT FBI searches #1142844
    nishtdayngesheft
    Participant

    Not sure what you mean not yashar?

    That I’ve accepted a plea deal offer by the prosecutor in traffic court? The same after almost all tithe other people in court?

    How do I know about this? Because I’ve and others I know have suffered going through this.

    But don’t you think the same happens in greater charges?

    Don’t you remember I’ll the commenters here and elsewhere saying that Sholom Rubashkin deserved the harsh sentence because he did not take a plea? Even though he was convinced that he was not guilty?

    in reply to: Helicopters circling my head #1142769
    nishtdayngesheft
    Participant

    APY,

    What Dan lkaf zchus is there to a prosecutor? That he wasn’t intenyltionally malicious, perhaps. Doesn’t mean you have to believe that the allegations against the defendant is true.

    You think the Halacha of Dan lkaf zchus is only where a non Jew or a mumar is making the claim? Nonsense.

    The only way a non Jew or a mumar enters into the equation is that there is no din of being Dan lkaf zchus on them.

    in reply to: Helicopters circling my head #1142768
    nishtdayngesheft
    Participant

    Syag,

    You’ve never pleased to a lesser charge in traffic court? That is standard practice outside of NYC. The cops issue trumped up tickets, wildly inflating charges, ncreasing the reported speed and giving multiple tickets for the same infraction using different code section s and then they offer a plea.

    Happens every single day. It is a revenue source for the towns that they don’t have to share with the state.

    These are only simple cases, but the same happens with all charges.

    in reply to: What is the appropriate punishment for financial crimes? #1143373
    nishtdayngesheft
    Participant

    Lesser,

    No they didn’t. If he defrauded the bank, don’t you think the bank would have pressed charges?

    He was making the payments on the lines of credit. The loans went bad when the government, on allegations of immigration and child labor violations interrupted the whole business. Allegations for which he was never found guilty and in fact some were so baseless, they were expunged.

    Just another proof of how false allegations can destroy a person, family, community and business.

    in reply to: What is the appropriate punishment for financial crimes? #1143370
    nishtdayngesheft
    Participant

    ZD,

    I assume you are taking to yourself, you being a serial finger wagger and flip flopper.

    in reply to: What is the appropriate punishment for financial crimes? #1143365
    nishtdayngesheft
    Participant

    “They stole from the government, And we do not know who turned them in. Maybe it was just a government audit that discovered it or some reporter.”

    They stole from the government? And you know tis how? If this was a fact, would there not have been arrests?

    From talks I’ve heard from the AG and from conversations with investigators, the overwhelming majority of any case or investigation (other than perhaps violent crimes) cames from complaints, real or otherwise.

    I know people who have been harassed by meshugaim calling in some alleged complaint to a government agency, which then decides it has to “investigate”. You don’t like a charity or someone who works, a quick call to the Attorney General’s office with some trumped up complaint or allegation will cause tremendous hardship and cost.

    The costs to the harassee are huge even though there is no case. I have seen this happen more than once, where I know the exact details.

    in reply to: Helicopters circling my head #1142763
    nishtdayngesheft
    Participant

    Syag,

    “none of those who are actually guilty “

    The key point is if they are guilty which would have to be proven. At this point, this is only an investigation. Far from being guilty.

    And we all know people who have pleaded guilty because it was cheaper and quicker than proving innocence.

    in reply to: What is the appropriate punishment for financial crimes? #1143363
    nishtdayngesheft
    Participant

    There as an article recently in the WSJ about how difficult it is to not be in violation of one federal law or another and how ridiculous and unfair some of the laws are.

    The article was From February 16.

    A couple of quotes which should give pause to everyone:

    Pleasant isn’t it?

    And we all know how Sholom Rubashkin was charged and sentenced for not paying his beef suppliers the same day. A regulation that had never before been enforced.

    I am sure that here are bloggers who spout tears over any of these stories, unless it was a Yid. Then the dina dimalchuse chanting comes out.

    And cries of how bad these Jews are for making a chilul hashem.

    in reply to: Helicopters circling my head #1142741
    nishtdayngesheft
    Participant

    “Contrasted with the statement of EretzHaK:

    There is absolutely no justification that any Jew can support the jailing of their fellow Jew for something halacha doesn’t demand such an excessive punishment.”

    Suddenly haskem vehargo is not a halacha?

    What is the contrast?

    Is some one who may be guilty of some financial crime a Rodef?

    Where is your basis for that?

    in reply to: Helicopters circling my head #1142738
    nishtdayngesheft
    Participant

    So now in Jail, he is going to able to kill you?

    Really?

    That has been obviated.

    in reply to: Helicopters circling my head #1142733
    nishtdayngesheft
    Participant

    GAW,

    “Levi Aron, a Frum Yid (By your definition only is he “frum”), is currently sitting in jail. Are you all davening for his release? After all, jail is not Al pi Torah, and there weren’t two Eidim and Hasrah to convict him!! “

    I guess it is only you who is advocating for his release.

    You will notice that no one seems to be calling for the death penalty, which is what would require eidim and hasrah.

    Any one who has a little common sense knows that keeping a dangerous person off the streets by imprisoning him/her does not need eidim and hasrah.

    People who are in slightest bit learned know the halacha of habah lhorgacha hashkeim vhargo. And that does NOT need eidim or hasrah.

    in reply to: Helicopters circling my head #1142732
    nishtdayngesheft
    Participant

    “Please tell us what Averiah according to the torah Bernie Madoff did”

    Well ZD, you insist that a Jew who is frum who had done something way less egregious than Bernie, did all sorts of aveiros according to the Torah.

    I am sure, as is your wont, you can make up something suitable to fit Mr. Madoff’s crimes.

    in reply to: Helicopters circling my head #1142716
    nishtdayngesheft
    Participant

    The real chilul hashem is how certain people insist that all these people are guilty.

    It is a Halacha that you have to be ?? ??? ???? if the people are not ????????. Publicly and proudly flouting this Halacha is really a gross chilul hashem.

    Yet we see that there are posters who assume that these people are guilty. Without knowing not one scintilla of the facts.

    in reply to: Some important Halachos of Tefillah and pronunciation #1145717
    nishtdayngesheft
    Participant

    A chof and a Ches really have different sounds. So your comment is wrong.

    Further, I speak English. As my first language, in fact. I have no problem saying either the chof or ches sound. Nor do many people.

    in reply to: NYC and Lakewood Taxation #1141659
    nishtdayngesheft
    Participant

    “Most of the Bused students in NYC are bused via private busing. Read the side of the bus”

    Which are contracted by the DOE.

    Look at most of the buses in Lakewood or in East RAMAPO, they too have private names on them. But they are contracted by the local districts.

    in reply to: NYC and Lakewood Taxation #1141655
    nishtdayngesheft
    Participant

    ymosko,

    Frankly, research by posting a question such as this in the CR is not research that should gain you a graduate degree.

    Certainly when all you are looking for can be accessed by doing a search for the actual sources reporting the information.

    I doubt there is any way at al you can get the AIE for “Jewish” students in either place.

    Busing is for all students, not just Yeshiva students.

    Further, 25,000 to 2,590 does not calculate to 4 to 1, ratio. Something is very wrong with your numbers.

    in reply to: If Trump becomes president, I'm moving to Canada… #1190566
    nishtdayngesheft
    Participant

    Hillary is probably more dishonest than the Donald and more arrogant than Trump (as hard as that is really to fathom).

    They are both terrible.

    Trump says he hasn’t taken sides on Israel, Hillary kisses Arafat.

    They are both terrible and horrible. Clinton is known to take payoffs, while Trump is only known for making payoffs.

    We know Clinton can be swayed

    Perhaps cattle futures (she can get the “Pork” for Pork Bellies) or a land deals or contributions to the Clinton Foundation, all methods that she has employed successfully.

    in reply to: age for marriage #1141638
    nishtdayngesheft
    Participant

    ZD,

    So it is possible that in the future you will not to be able to have a marriage legally recognized if one of the parties are below 16. But that is not that the case now. Contrary to your prior declaration.

    What might be appropriate is that if you have more laws, you just have more law breakers, so do not make a new law.

    in reply to: age for marriage #1141633
    nishtdayngesheft
    Participant

    Charlie,

    “Going to secular court is asur. ;)”

    No it is not. It is assur to adjudicate in court, not to go to get permission for a secular provision. But most people can clearly see the difference.

    But you are suggesting violating Dina Demalchusa

    in reply to: NYC and Lakewood Taxation #1141651
    nishtdayngesheft
    Participant

    ZD,

    Where do you get that number from? It is not at all borne out by the audited financials of the NYC DOE.

    I suspect that the number you are reporting does not include the NYS and federal portion, nor does it include the pension and capital provisions, all of which the City likes to report separately

    in reply to: NYC and Lakewood Taxation #1141648
    nishtdayngesheft
    Participant

    ZD,

    The biggest differences are the NYC income tax and the additional state and Federal aid received by NYC DOE.

    And the costs of special Ed in NYC are not lower than the other districts. I have seen what they pay contractors.

    in reply to: NYC and Lakewood Taxation #1141647
    nishtdayngesheft
    Participant

    Charlie,

    Lovely dissertation, especially when you don’t let the facts get in the way.

    The NYC DOE budget for 2015-16 is just about $27 Billion. For just over a million students. Average costs appears to me, not a professor, to be substantially higher than Lakewood.

    Further, more than half the operating budget is borne by State and Federal funding. Which is a higher percentage than either of the “suburban” districts referenced to.

    But hey, facts are just facts, no reason to let them get in the way of a discussion.

    in reply to: age for marriage #1141619
    nishtdayngesheft
    Participant

    ZD,

    Below is the law in NY, so it is incorrect to say that one cannot get married under 16 in NY.

    Under 18:

    If either you or your prospective spouse is under the age of 18 years, you are required to have written parental consent to obtain a Marriage License.

    in reply to: It’s time to add more chumras #1141481
    nishtdayngesheft
    Participant

    “The more laws you have , the more law breakers you have”

    Interesting observation.

    Perhaps all laws should be eliminated, then there would be no law breakers at all.

    You can eliminate all crime. You are ready for politics.

    in reply to: Honest Tzedakah #1141416
    nishtdayngesheft
    Participant

    ” I doubt that even half of the $14 million dollars spent in advertising goes to employ people in our community. “

    I wonder what percentage of the car donations coming is from people from our “community”

    in reply to: OU kashrus is not reliable? #1214499
    nishtdayngesheft
    Participant

    I would like to emphasize that a kashrus symbol is there for people to look at and read.

    So one should note if it says OU-D or not and if there is in fact a hashgacha or not.

    The same with restaurants, ,you should see if they have the hashgacha and if the certificate is up to date. I make it a point to check and have at times seen out of date certificates. I have walked out of establishments that only had an old certificate and could not demonstrate that it was renewed.

    However, in the case of the candies first referenced to, it seems even the OU recognized that it could be confusing based on their response. One would not suspect that they should have to look for multiple hashgochas on one packages (unless you are looking for the added sticker)

    in reply to: Honest Tzedakah #1141409
    nishtdayngesheft
    Participant

    ” Wouldn’t $35 million spent directly on poor people, for example, go much further than $35 million minus tens of millions of overhead expenses, with then only half left to help people?”

    Your mistake is that you assume that there would be $35,000,000 without the $14,000,000 spent to get it.

    Because of the type of donations received, old cars, they would never receive any of it. So the correct way to look at it is sort of cost of goods sold. They have to report both, the funds raised and the costs (including the click through costs which are several dollars a click) at the gross amounts. In the car donation programs the fair way to evaluate would be to report just the net amount raised. There are amounts that are required to be spent because of the copious reporting requirements and the balance was spent for the programs.

    You can hardly call the funds spent to directly acquire such donations as wasted. There is very much a direct correlation of what comes in to what is spent.

    In short, if they didn’t spend what they did raising the money, they would not have it all. Specifically here where they are converting what would be an unusable commodity into funds they can use to further their programs. Its a true win-win situation.

    in reply to: Honest Tzedakah #1141401
    nishtdayngesheft
    Participant

    M,

    1) You seem to infer that salaries are not an appropriate expense for an organization, why would that be? Doesn’t the Mir have to pay its Rabbeim? And the executive Director and the remainder of the office staff?

    2)Program expenses means that is what is spent on program, the purposes of the organization. A program of an organization is not going to be only giving out money unless they are solely a grant making organization. And even then it is likely that there will be salaries and related expenses that are deemed programmatic.

    3) I don’t know the details of the marketing included in program, however it is pretty clear that an outreach organization would have marketing as part of their program. There would also be other educational outreach that would be communicated via programmatic marketing. I know I’ve seen many informational articles on general child raring information and car safety distributed by K4K.

    4) When you make general donations, you are not making them to K4K, that organization does their fundraising almost solely through vehicle and other non cash contributions. They are asking for the car you were disposing of (anyway) they are not asking for your cash. Nor are they holding a Chinese auction of any sort. That is a different organization. As noted before, the inherent cost of acquiring such donations is high, but it is tied directly to advertising.

    5) To reiterate, the organization you would be donating to would not be the organization that you fear is spending so much of what it raises to obtain the funds. And the programmatic percentage of even K4K was 63% in 2014, just shy of the BBB’s general 65% for all charities, even those that would seem to really have no meaningful overhead.

    6) The fundraisers that go out for many organizations get a much higher cut than 35% of what they collect. Your suggesting that this would be indicative of a “not honest” tzedakah is unfounded. They, unlike many other organizations, undergo annual audits and report their activities. V’dal.

    in reply to: OU kashrus is not reliable? #1214488
    nishtdayngesheft
    Participant

    The story that showed up when I searched did not have the correction. I looked if there were one.

    Either way it was an egregious error.

    in reply to: OU kashrus is not reliable? #1214486
    nishtdayngesheft
    Participant

    APY,

    Such a well researched article, it said that the cookies used to be labeled OU-P for kosher pareve.

    Everyone knows that OU-P means kosher for Passover and the cookies were never labeled that.

    Just a stupid assumption by the writer. Typical of the NYT.

    in reply to: OU kashrus is not reliable? #1214481
    nishtdayngesheft
    Participant

    I find it interesting that the cover story of this weeks Crain’s is called “The High Cost of Kosher” (I find the title offensive in that it plays into the typical anti-semitic rant about the “Jew Tax”)

    The cover of Crain’s has pictures of OU seal tape.

    in reply to: OU kashrus is not reliable? #1214480
    nishtdayngesheft
    Participant

    “Almost all cookies and Cakes say Pareve on this (Most baking is done with butter) usually you see Pareve on Candy too as Candy is either made with butter or Milk Chocolate”

    That’s only true by the heimishe brands, which you don’t seem to like. Only the Twizzler’s with heimishe stickers say pareve (on the heimishe sticker) the Twizzler packaging does not say pareve on it.

    in reply to: Honest Tzedakah #1141393
    nishtdayngesheft
    Participant

    M,

    Apparently you do not really understand the information in the 990.

    Look at page 10 of the 990, you should note that total expenses for the year was $30,841,000, of which $19,482,000 was spent on the programs which is 63%, just a bit lower than the BBB standard of 65%. The management and general (what you call your “overhead”) was $1,441,000 which is 4%. Very low.

    The funds spent advertising for cars directly result in the donations. These are resources that they would not have from anywhere else and likely would not have been benefitting anyone. Those could hardly be considered part of overhead.

    Anyone who is familiar with car donation programs knows that they are expensive to get and you cant compare to other fundraising.

    However, there are many of the national charities that use “fund raising” professional agencies that retain 90% of the funds they raise. This is nowhere near that.

    Your percentages about what goes to help people does not even match the source of where you are getting information from (They do notch the information in the 990. You are taking unlike numbers). Yours is just made up bad math.

    Further, you seem to think that they agency must spend every dollar they raise during the period they raise it. Without putting any aside4 to maintain the viability of the agency, which is just imprudent.

    And as far as spending $1 to make $3, would you be happier if that was an investment? Not for profits can have investments. All the larger have investments and endowments.. In fact, for large universities, that is actually the largest part of their activities. (See Harvard or Yale)Then it would be an unbelievable return.

Viewing 50 posts - 551 through 600 (of 1,812 total)