I couldn’t agree more with the letter writer. I am a 25 year old attorney and a yeshiva bochur. I am not a genius I just worked hard to get the degrees through going to yeshiva and night school(for law school too). I am not saying everyone should be an attorney just that and undergraduate degree is a must and a grad degree is HIGHLY recommended. If someone says that they dont want to shter their learning then I hope that same person is shteiging as hard during bein hazmanim (which is a month in the summer, a month around Succos, and a month around Pesach) as a bal habas is working. Otherwise, go to school at night and shteig through shabbos and bein hazmanim. It will be a tough few years but your young, strong and wont ever have this oppurtunity again.