Dr. Pepper

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  • in reply to: Math Riddles for Dr. Pepper (and other geniuses) #2529980
    Dr. Pepper
    Participant

    @ujm

    I don’t have the time in the week before Pesach to hunt down the threads from back then.

    I also noticed that some posts have been edited or deleted years later. I’m wondering if it was intentional or a glitch.

    in reply to: Shidduchim #2529968
    Dr. Pepper
    Participant

    @rescue

    I hate being vague but given the circumstances I need to be.

    When I wrote that the process works for some people I meant that the various “broken” parts of the process work for some people- I wasn’t referring to the process in general per se. Those that the broken parts of the system work for are either going to be against fixing it or simply not comply.

    For example- I personally think that litigation and class action lawsuits have gotten out of hand. It raises the prices of lots of products and services for everyone. But- it works great for lawyers who will fight tooth and nail against any type of legislation.

    in reply to: Unfair tax evasion? #2529701
    Dr. Pepper
    Participant

    @rescue-

    As I mentioned before in this thread- if someone is living outside the US and doesn’t want to pay US taxes, they’re more than welcome to renounce their citizenship. Most likely the reason why they don’t is for the benefits that come along with US Citizenship.

    Being a citizen of a country is an exposure (i.e. liability / risk) for the country. Look how many US Citizens turned to the consulate recently to help them find a flight out of Eretz Yisroel. A person using the resources of the country while not having paid the required taxes is stealing. There’s no way around that.

    in reply to: Math Riddles for Dr. Pepper (and other geniuses) #2529691
    Dr. Pepper
    Participant

    @ujm

    I was referring to this post by @areivimzehlazeh: https://www.theyeshivaworld.com/coffeeroom/topic/funny-shidduch-stories/page/11#post-1226755

    In case the link doesn’t take you there it’s post # 1226755 on Page 11 of the thread.

    As far as the post you’re referring to- are you sure I actually read that thread? If I didn’t comment in it, chances are that I never opened it.

    in reply to: Shidduchim #2529667
    Dr. Pepper
    Participant

    @rescue

    As with practically anything nowadays, when a system dramatically fails it’s not one, two or even a handful of things that go wrong- it’s a systemic failure coming from many different areas.

    The shidduch problems are no different.

    I was personally asked to stop commenting here regarding the underlying issues but suffice it to say that most of the “problems” that you and other posters have brought up are merely byproducts of deeper underlying issues that need to be addressed before any changes will be noticed.

    Without pointing a finger at any person or group I will say that despite the process being an utter failure- it does work for some people. In order for any changes to have a meaningful effect, everyone needs to be onboard. Those that it works for have no incentive to join.

    in reply to: Math Riddles for Dr. Pepper (and other geniuses) #2517813
    Dr. Pepper
    Participant

    @ujm-

    That’s exactly what I was referring to.

    Congratulations!

    Are you referring to the accident on Ave J?

    in reply to: Math Riddles for Dr. Pepper (and other geniuses) #2517160
    Dr. Pepper
    Participant

    Also,

    Im in touch with squeak on a regular basis but we dont talk about the Coffee Room anymore- it hasnt come up in years.

    I dont even bother asking him to join your game of chess anymore.

    At a ???? a few years back, the waiter put a bottle of Dr. Pepper between us and he didnt even crack a smile.

    in reply to: Math Riddles for Dr. Pepper (and other geniuses) #2517159
    Dr. Pepper
    Participant

    Ok, heres another one.

    Where did a poster mention that:

    A relative was engaged to a girl when a shadchan got a message from a rich guy in a neighboring town that he would pay him to find a top guy in yeshiva for his daughter to go out with.

    The shadchan asked the ???? to go out with the rich guys daughter and offered to split the payment.

    in reply to: Help me be dan l’kaf z’chus #2517157
    Dr. Pepper
    Participant

    @ajewfrommonsey

    Im definitely not an expert on the ????? of ???? ??? but I was under the impression that the comment was ???? ??? against an entire community, regardless of whether its unique to a particular community or the percentage of the community that behaves like that.

    If Im wrong Ill stand corrected.

    in reply to: Math Riddles for Dr. Pepper (and other geniuses) #2515465
    Dr. Pepper
    Participant

    @ujm

    Do you give up?

    Check out post #902802 in this thread:

    General Shmooze 3

    Do you want to continue with this trivia or do these kind of things not interest you?

    in reply to: Help me be dan l’kaf z’chus #2515455
    Dr. Pepper
    Participant

    @ajewfrommonsey

    My first thought when reading this was how to ?? you ??? ???? for saying ???? ??? on a huge community. What I came up with is that you were upset about something and needed to get it off your chest. You did this without considering how many people from Monsey you may be offending.

    This isnt something unique to Monsey, I saw it happen somewhere else, and the thought going through my mind was the driver was trying to get from Point A to Point B as efficiently as possible and just wasnt thinking about how they were acting.

    Do you think these people would ever cut the line at the supermarket because their time is more precious than everyone elses?

    in reply to: Math Riddles for Dr. Pepper (and other geniuses) #2511138
    Dr. Pepper
    Participant

    Joseph-

    Maybe we should try to have a trivia contest. Hopefully itll stay civil (either you track down the post, poster or topic or you dont). Feel free to start a new thread if you want.

    Ill start-

    Which poster wrote that hes as exciting as a house plant?

    Hint: The context was that I asked him to let me know when he moved so I can move nearby?

    in reply to: Math Riddles for Dr. Pepper (and other geniuses) #2510209
    Dr. Pepper
    Participant

    Joseph-

    I try to respond to every comment posted in my direction but I don’t like hijacking threads. As this thread seems to have run its course, I don’t feel like I’m driving it off the route.

    To be honest- I’m not quite sure what will get me back here. I was mekabel not to post anything political back on Rosh Hashanah of 5785 and I got a personal request to stop posting anything related to shidduchim. I joined a discussion here about tuition but some posters are way too passionate with their opinions (i.e. the ones who write that the only method that is fair to everyone is XYZ and goes on to explain a method that works great for them but would be grossly unfair to me) to have a functional conversation.

    This may be a fault of mine but I get very frustrated with posters who purposely add incoherent thoughts (i.e. purposely missing the point) to what could otherwise be a normal conversation (e.g. check out the thread that discussed Social Security).

    For a second I thought it would be fun to have a Coffee Room trivia contest (thanks @SACT5) but with AI all over the place I’m not sure how competitive it would be.

    It’s been a long time since I first posted here (before there was even a link from the homepage- remember those days?) and lots of things have changed. I enjoyed the original “The Riddle Thread” but the majority of the intellectual thinkers that were there seemed to have moved on as well.

    As I’m not officially retiring, if you can come up with a thread that I’ll find intellectually stimulating (and doesn’t get ruined by others) I’m open to joining.

    Thanks again for reaching out to me- it’s a good feeling knowing that I’m remembered.

    in reply to: Math Riddles for Dr. Pepper (and other geniuses) #2502651
    Dr. Pepper
    Participant

    Joseph-

    Youve known me here for a looooong time but I no longer go for the same bait that I used to. That ship has long sailed.


    @SACT5

    You seemed to have figured it out (or was that a coincidence?).

    Anyway- I chomped on your bait and visited to point out that your comment was already posted (back in October of 2010).

    in reply to: Joseph vs squeak Nittul Nacht Chess #2490706
    Dr. Pepper
    Participant

    @ujm

    It looks like @squeak will not be joining the game of chess this year.

    Sorry ?

    in reply to: The Riddle Thread…. #2484600
    Dr. Pepper
    Participant

    Not sure why the link didn’t work- here it is again:

    The Riddle Thread….

    In case this doesn’t either work, it’s Post # 1067979 on Page # 7.

    in reply to: The Riddle Thread…. #2484534
    Dr. Pepper
    Participant

    I was just thinking about this riddle on the 17th anniversary of its posting.

    The Riddle Thread….

    Theres actually a Wikipedia page about it- look for The monkey and the coconuts.

    I miss those days.

    in reply to: Cold coffee isn’t tasty #2447304
    Dr. Pepper
    Participant

    How about posting immediately for those that have already earned the trust of the moderators?

    in reply to: This Date in History #2403652
    Dr. Pepper
    Participant

    May 26th 2005

    I met squeak for the first time (although it would be another 11 years before I realized that he was squeak).

    in reply to: New idea to fix Shidduch Crisis #2386027
    Dr. Pepper
    Participant

    Some victims of the shidduch crisis may be offended that a few posters are making a mockery of the situation.

    If you honestly feel that you have an idea that can help- please post it and hopefully itll generate a productive conversation.

    If you feel the need to make an offensive joke- please take it to a different thread.

    (Im not speaking for myself- Im speaking on behalf of others.)

    in reply to: The Good Biden Has Done #2386026
    Dr. Pepper
    Participant

    @Always_Ask_Questions

    On the first day of Sukkos you can only be yotze if it belongs to you which is why it wont help to lend it to someone. You can give it to an adult as a gift and theyll give it back when theyre done but a child can not give it back.

    Where does it say that if you lend something to a child it becomes theirs?

    in reply to: Shidduch Crisis Idea #2380058
    Dr. Pepper
    Participant

    @always_ask_questions

    Even the most naive person knows that the probability of a Shadchan causing someone a loss is greater than zero. Accordingly a Shadchan should never be allowed to give out a persons name without their permission.

    I actually disagree with you on the part about a non-professional being responsible for damage caused when they had permission to work on something. (Assuming that the person getting damaged was aware that the damager wasnt a professional- its a risk that they took and lost out.)

    There are no Shadchanim that have immunity and they shouldnt need it either. If theyre malicious then theyd forfeit any immunity typically provided to professionals. If theyre sincere and forthcoming then the singles accept all risks upon themselves when taking their advice or suggestions.

    in reply to: Shidduch Crisis Idea #2379442
    Dr. Pepper
    Participant

    @always_ask_questions

    Im not sure if you want to go down that road. If theyre spending so much time calling references why dont they just call up the person in question and ask for permission to act as an agent on their behalf? (I think we both know the answer to that.)

    Are Shadchanim really allowed to go ahead and do what they think is beneficial to someone (without permission) when practically speaking theres a much higher chances of causing them harm?

    Also, if you act one someones behalf without their permission and cause them a loss- are you responsible for making them whole again?

    in reply to: Shidduch Crisis Idea #2378340
    Dr. Pepper
    Participant

    @always_ask_questions

    I wrote what you quoted above in reference to a Shadchanim who get names and add them to their list without the victims permission. If someone approaches a Shadchan, asks them to put them on their list and agrees (in writing) to allow the Shadchan to do research then I fully agree that the Shadchan can do any research that they want.

    Similarly, if a Shadchan redts a shidduch (with the express written permission of all involved) then theres no limit on the amount of research the other party is allowed to do.

    (Obviously whatever information is obtained can not be divulged to other Shadchanim.)

    I feel strongly that if a Shadchan wants to add someones name to their list then they needs to get their permission. They should also get in writing if the Shadchan is allowed to give out their names to a potential match without first running it by them.

    Do you agree with this?

    in reply to: Shidduch Crisis Idea #2376835
    Dr. Pepper
    Participant

    @daas-yochid

    I try to respond to every post directed towards me but recently Ive become suspicious about you. After rereading many of your recent posts (on this thread and others) Ive been noticing a concerning trend. I sincerely hope that Im wrong but Im going to err on the side of caution and stop responding to you.

    Out of courtesy though, I will respond to your most recent post.

    Am I suggesting that the market would support such a thing?

    No, Im not suggesting that the market would support it and I dont believe I ever wrote that. What I wrote, and still feel strongly about, is that the market NEEDS it. If not for anything else but to protect the victims of Shadchan abuse.

    Im privileged to be a member of ??? ?????, a nation that takes pride in the strict rules about talking about others. Yet for some reason that all goes out the window when someone turns a magical age and a cruel shadchan gets ahold of their name. In the name of shidduchim theyre all of the sudden allowed to call anyone and everyone and ask the most detailed and private questions about their personal lives (even when the target specifically tells them to remove their name and they have zero permission to discuss them). There needs to be some sort of protection for these victims.

    Other than your posts on the CR, I havent seen or heard of any demand for certification of shadchanim, so I dont agree that theres much of a market for it.

    The entire shidduch system is in shambles, even for the ones that it happens to work for. Its a combination of many failures and addressing (or even fixing) just one of them wont resolve the issue but may be a start. If for some reason you think that Shadchanim shouldnt be brought under control- try explaining that instead of just writing that you havent seen or heard of it anywhere else so theres no market for it.

    Are you insinuating that we continue pushing agendas that have been pushed for over a decade (with practically zero positive results) since youve seen and heard lots of demand for it?

    in reply to: Shidduch Crisis Idea #2375045
    Dr. Pepper
    Participant

    @daas-yochid

    If you had a flat tire whats to stop you from calling a friend or relative to help you change the tire? Nothing. Could a mechanic earn his livelihood by going around all day looking for friends and relatives with flat tires and help them out? Best of luck to him.

    Does that mean that we dont need professional mechanics anymore? Would you suggest that mechanics dont get certified since then they need to be honest and knowledgeable?

    That obvious answer is that for simple things you dont need someone whos experienced and qualified but when something gets complicated you do need them. And when someone has a serious issue with their car theyd like to see that the mechanic is ASE certified and has insurance.

    Similarly by shidduchim. If a friend or relative redts a shidduch and everything works out then good for them. Even if theyre meant for each other there may be issues that come up that an experienced professional would be better at handling.

    Furthermore, once a shadchan runs out of friends and family, they need to get more clients from somewhere.

    If there was a system in place that would certify (or provide credentials or whatever) to shadchanim- when some quack calls a yeshiva and asks for their shidduch list (how they have a right to give that out without permission is a different matter) the yeshiva could first make sure that theyre certified/ credentialed before giving it out.

    If theres someone from out of town that doesnt have friends or family that are able to help her find a shidduch and they travel to NY or Lakewood to meet shadchanim, are they going to go to the certified ones or to an uncertified one who justifies her uncertification by not wanting to be disciplined for lying or giving out private information?

    At times one shadchan may feel the need to discuss a particular shidduch with a different shadchan (obviously with the express written permission from both sides). Would you feel comfortable allowing a shadchan that earned your trust to discuss your deepest personal information with someone who didnt go through the training because theyre afraid of being part of the discipline process? I hope not!

    in reply to: Shidduch Crisis Idea #2374852
    Dr. Pepper
    Participant

    @daas-yochid

    The barrier to entry would work the same way it does for any profession.

    To make it into a profession there would have to be:
    Some sort of education requirements,
    Some experience and guidance (I.e. working under a professional for a year or two),
    An examination showing proficiency,
    A list of rules that members must follow or face disciplinary actions,
    A discipline process for those that do break the rules,
    Continuing education requirements to make sure that members stay up to date,
    And an oversight board to ensure that everything is being followed and victims have a place to file grievances.

    (This list is by far not all inclusive.)

    Theres nothing that stops friends and family from suggesting shidduchim just like theres nothing stopping you from getting friends or family to fix your car when it breaks down. Youre taking a risk though as you may void the warranty if a non-certified mechanic works on your car.

    in reply to: Shidduch Crisis Idea #2374667
    Dr. Pepper
    Participant

    @daas-yochid

    Im finding it hard to have a discussion with you but Im going to respond to some of your concerns (at least for now).

    Post #2370330

    And I still say that reducing the number of shadchanim isnt going to help.

    What I see happening in the long term is that if the incompetent shadchanim are somehow removed and more competent shadchanim are brought in (once the negative stigma of being a shadchan is removed)- then the number of shidduchim being made will go up. Professional shadchanim wont have to compete with the riff raff and singles can go out on meaningful dates (I.e. not ones that theyre pressured into). Theyll also have more time to follow up on suggestions from friends and family.

    Best of all- reducing the number of shadchanim will reduce the amount of collateral damage. (Im sure you agree with that!)

    Also I would imagine that plenty of shadchanim who you may think are incompetent have made lots of shidduchim.

    Youre correct- but again you need to take collateral damage into account as well as the lack of precision. And no, the end doesnt justify the means.

    Take the following example:

    Lets say snipers in combat would be issued a shotgun with buckshot. Would you be against arming them with a sniper rifle using the argument that at times they do make the kill (albeit only a small number of times)?

    You need to take into account that having a more accurate shot will brings more successes and reduce the amount of collateral damage.

    in reply to: Shidduch Crisis Idea #2371958
    Dr. Pepper
    Participant

    @always_ask_questions

    I heard of “sawyouatsinai” but I don’t know much about it, I never heard of “imetyouatsinai” so I can’t comment on either one.

    There are some professions that need barriers to entry and some that don’t. Imagine if there were no barriers to become a commercial airline pilot or surgeon- it’s not the same as delivering for Amazon.

    With the amount of damage being caused by Shadchanim and the serious state of disrepair of the entire shidduch scene it’s way past the point that there needs to be some serious barriers to entry. If flooding the market with inexperienced Shadchanim would help then maybe there’s something to discuss. Until then- they need to be brought under control (i.e. creating a barrier to entry and creating a discipline process to fine, suspend or ban the ones who violate basic decency).

    I’ve mentioned in the past that when I was working in the ACA, I was able to run a query to see what illnesses policyholders suffered from, what medications they were on and when they last filled their medications. If I found someone that hadn’t refilled his medication in three months and contacted his Rov, neighbors and family members to inquire about their financial situation and persuade them to start taking their medications again I would have been canned on the spot and lost my professional credentials. Yet when a Shadchan pulls a stunt like that they’re celebrated as a hero. Their blatant disregard for privacy and strong-arm tactics need to stop but with no barriers to entry there’s no incentive to act appropriately.

    As far as the loading resumes is concerned- like I mentioned earlier, as long as everyone who has their resume submitted is a willing participant I can’t imagine why anyone would have an issue with it. (If Shadchanim have an issue it means that you’re onto something good and I wish you the best of luck.) Advertising and getting lots of people on board may be an issue but like every other idea posted in the numerous threads- nothing seems to be getting widespread traction and acceptance by the population at large.

    in reply to: Shidduch Crisis Idea #2371948
    Dr. Pepper
    Participant

    @daas-yochid

    If I meant something else? I’m not the one who used that word. You need to answer what you meant or rephrase the question using words that I wrote.

    in reply to: Shidduch Crisis Idea #2371574
    Dr. Pepper
    Participant

    @daas-yochid

    You still havent shown me where I ever mentioned anything about stam people who dabble in shidduchim. Would you like to try again (or rephrase your original question)?

    If youre only going to quote something that I posted that doesnt contain the word stam then dont waste your time because Im not going to reply.

    in reply to: Shidduch Crisis Idea #2371304
    Dr. Pepper
    Participant

    @daas-yochid

    Im happy to fully respond to your post but to make sure were on the same page can you please point me to where I ever mentioned anything about stam people who dabble in shidduchim?

    in reply to: Shidduch Crisis Idea #2371300
    Dr. Pepper
    Participant

    @always_ask_questions

    I dont think your idea will have a meaningful impact but as long as all resumes are loaded in the computer by the individual themself (or with explicit written permission from the individual) then I cant see why anyone would have an issue.

    Youd also have to get some geniuses to figure out how the system will be exploited and mitigate those gaps.

    While youre at it- you may want to add a feature that lets you know if the type of person that youre looking for is also looking for you. (Just a thought.)

    I never heard of imetyouatsinai so I cant comment. Sorry

    Would you be able to comment on whats wrong with creating a barrier to new entrants?

    in reply to: Shidduch Crisis Idea #2369217
    Dr. Pepper
    Participant

    @always_ask_questions

    What’s wrong with creating a barrier to new entrants? If it removes all the shadchanim who shouldn’t be there to begin with and prevents new ones who don’t belong there from coming in- that’ll be a win for everyone. The few who belong there won’t be ashamed to refer to themselves as “shadchanim” (and won’t have to deal with the riff raff), those who are forced out can pasture elsewhere and do something productive with their lives, new entrants who didn’t want to be part of the riff raff could get certified and help those who can use their help and finally- the singles who need them the most would know where to turn.

    I love your idea of a place where victims of shadchanim could leave their negative comments. After hearing countless times “stop being a chenyukkel, you need to tell me why you said ‘no’, there’s no Issur of Lashon Hora by shadchanim”- it would be nice to give them a taste of their own medicine.

    I can’t see the shidduch process being automated. Finding one’s bashert is much more complicated than purchasing a plane ticket, especially since a good part of the time the person themself doesn’t fully understand or know what they’re looking for. That’s why we could use “professional” shadchanim, those who were able to join the profession by getting by the barrier and are able to live up to a strict code of ethics.

    in reply to: Unfair tax evasion? #2369139
    Dr. Pepper
    Participant

    @always_ask_questions

    Im not complaining ?, Im just explaining how Social Security works (or was supposed to work) for those who didnt know. And Im not relying on it for when I retire.

    I just consider it a tax that Im not receiving any benefit for. A small price to pay to this wonderful country that took in my ancestors with open arms when they had nowhere else to turn.

    With that being said- it is a free country and I have the privilege of voting for representatives who I feel will do a better job with the taxes that I pay.

    in reply to: Shidduch Crisis Idea #2368665
    Dr. Pepper
    Participant

    @daas-yochid

    You’re missing a critical word- “there arent enough COMPETENT shadchanim”. Increasing the number of untrained shadchanim will just exacerbate the situation. Increasing the number of competent shadchanim while getting rid of the ones who shouldn’t be in the business in the first place would be a great start to solving the crisis. (Although there are many, many other factors that will need to be addressed.)

    You can count me and my wife as a shidduch that was made by a family or friend- we were the only successful shidduch she ever made. After a suffering a horrific incident at the hands of a cruel “professional” shadchan I decided that under no circumstances would I ever use a “professional” shadchan again. Guess what- a family friend who was being pushed out of the way by the ruthless shadchanim was finally able to set me up with my wife and the rest is history.

    I’m all for people relying on friends and family to set people up and a permanent ban on professional shadchanim. There’s a difference between a friend or family member who dabbles in shidduchim verses a shadchan whose only training and experience is that they “dabble” in shidduchim (i.e. the arrogance and lack of basic decency that comes along with being a professional shadchan).

    in reply to: Unfair tax evasion? #2368657
    Dr. Pepper
    Participant

    @daas-yochid

    Against my better judgement I’ll explain where that came from.

    In post #2366867 you wrote that “Its still not a Ponzi scheme, even if its not going to last” but didn’t explain why.

    In post #2367605 I gave the parable of a band-aid verses a bandage and asked if you feel the same way about Social Security? Even though it looks like a Ponzi Scheme, functions like a Ponzi Schem and is destined to collapse like a Ponzi Scheme it isnt a Ponzi Scheme because its legal and transparent?

    I thought it was a simple question- do you agree that it’s like a Ponzi Scheme (i.e. current payments pay prior liabilities and current liabilities will hopefully be paid by future payments) but technically isn’t one because Social Security is legal?

    In post #2367699, instead of answering my question you asked what wasn’t clear. And then in post #2367703 you mentioned some more reasons why it’s technically not a Ponzi Scheme but still didn’t answer my question.

    So, in post #2368218 I left a pretty simple multiple-choice question which your response in post #2368385 seemed to imply to me that you weren’t interested in having an intelligent conversation.

    in reply to: Shidduch Crisis Idea #2368599
    Dr. Pepper
    Participant

    @always_ask_questions

    You’re correct that a shadchan is a type of broker. Some brokers are part of a profession and some aren’t. Making shadchanus into a profession is way past due. There needs to be a code of ethics that they need to follow or just some basic decency.

    You call a travel agent and if they find something for you- great! If not, hang up the phone and call a different one. They wouldn’t dare call your Rov, Rebbe, neighbor or dog walker (or all of the above plus people you previously dated) to say that they found you a great flight but you don’t want it and they don’t agree with your reasoning so please pressure them into reconsidering before they need to resort to something more extreme.

    Shadchanim don’t work that way. Shadchanim have way too much power and information (that they use and abuse) to not have a discipline process in place. They will make your life miserable until they get their way. There needs to be some training, oversight, responsibility and a discipline process that can fine, suspend or permanently ban them.

    in reply to: Unfair tax evasion? #2368578
    Dr. Pepper
    Participant

    @always_ask_questions

    Here’s where we disagree:

    Social Security does rely on current taxes to make current payments- this is exactly how it follows a Ponzi Scheme. Had the Social Security taxes been put towards an annuity for the tax payer- then current payments wouldn’t be paid out by current taxes, it would be paid out by the payments that were previously made (and hopefully invested responsibly).

    (But then early recipients wouldn’t have been able to collect hundreds of times the amount they put in.)

    I’m saving towards retirement with the expectation of not getting anything from Social Security, if I do end up getting something it’ll be a bonus. I don’t like that they keep raising the wage base so much every year. (But as a friend pointed out- it doesn’t make a difference because we’re not going to get what we’re owed anyway.)

    It doesn’t really make much of a difference now what the life expectancy is- check what it was back when Social Security was enacted and see how many more years early recipients received payments than was originally expected.

    You asked how are we sure that the next generation will respect us and pay taxes to support us? If I was given a choice to forgo any payments from Social Security and in turn my kids won’t have to pay into the system, I’d do it in a second.

    in reply to: Unfair tax evasion? #2368565
    Dr. Pepper
    Participant

    @daas-yochid

    I was trying to have a normal conversation with you. I don’t have the patience to deal with someone who can’t give a coherent answer to a simple multiple choice question.

    I probably won’t respond to further posts from you on this thread.

    Sorry

    in reply to: Shidduch Crisis Idea #2368226
    Dr. Pepper
    Participant

    As with any huge issue out there, there’s usually way more than just one factor causing the issue and fixing one factor may help but won’t resolve the issue.

    Here’s a good one to start with though- How about making Shadchanus into a profession?

    Hashem created everyone and created someone meant to be their zivug- if they’re not introduced to each other (or possibly under the wrong circumstances) there’s a good chance they won’t end up marrying.

    There are certain characteristics that define a profession (here’s a partial list):
    The professional undergoes training,
    There’s continuing education,
    There’s certification,
    There’s ethical standards that need to be followed,
    There’s oversight and
    There’s a discipline process.

    Would you trust someone who’s a doctor solely because they “dabble” in healthcare?
    Would you trust someone who’s a mechanic solely because he “dabbles” in auto repairs?

    So why would you trust someone who’s a shadchan solely because they “dabble” in shidduchim?

    Furthermore- without oversight and the thought of being banned, fined or face any disciplinary action- what encourages them to act in good faith?

    in reply to: Unfair tax evasion? #2368218
    Dr. Pepper
    Participant

    @always_ask_questions and @daas-yochid

    I’m not questioning the legalities of Social Security, I’m not a lawyer and don’t have an opinion of the legalities one way or the other.

    What I wrote earlier on is that Social Security is designed like a Ponzi Scheme and is destined to fail like all Ponzi Schemes eventually do. (Regardless of whether it’s technically (or legally) a Ponzi Scheme or not.) It may last longer than other Ponzi Schemes do but if early contributors already got payments equal to many times more than they contributed- then there’s going to be a time where the payments coming in aren’t enough to make the payments promised to later contributors. It’s being exacerbated now when people are living longer, having less kids and many of the younger generation are never entering the workforce altogether and therefore not contributing to the fund.


    @daas-yochid

    You asked what was unclear- I’m trying to get an answer from you as to why you feel that Social Security isn’t a Ponzi Scheme. Can you pick from one of the choices below? (For context I would choose B.)

    A. Social Security doesn’t rely on future contributions to make payments for past contributors,

    B. Social Security is legal while Ponzi Schemes are illegal,

    C. Both

    D. None of the above (please explain)


    @always_ask_questions

    I respectfully disagree with many of your “facts”. Before discussing them individually- would you mind answering the multiple-choice question I posed to @daas-yochid?

    in reply to: Unfair tax evasion? #2367605
    Dr. Pepper
    Participant

    @daas-yochid

    I try to respond to everyone who comments on what I write. To make it easier for me would you be able to explain why Social Security is not a Ponzi Scheme?

    If someone is wearing a CVS branded bandage theyre technically not wearing a Band-aid. So, even though it looks like a Band-aid, feels like a Band-aid and works like a Band-aid, its still not a Band-aid.

    Do you feel the same way about Social Security? Even though it looks like a Ponzi Scheme, functions like a Ponzi Schem and is destined to collapse like a Ponzi Scheme it isnt a Ponzi Scheme because its legal and transparent?

    in reply to: Unfair tax evasion? #2366674
    Dr. Pepper
    Participant

    @always_ask_questions

    Im trying to figure out where the disconnect is.

    Are you opining that Social Security isnt legally a Ponzi Scheme or isnt mathematically a Ponzi Scheme (or it isnt either)?

    in reply to: Unfair tax evasion? #2366158
    Dr. Pepper
    Participant

    @daas-yochid

    Government mandated or not- if the funds coming in are not enough to payout the funds due the entire system will collapse.

    The shortfall is projected to be in the trillions of Dollars. Where is the government going to get this money from?

    in reply to: Unfair tax evasion? #2365929
    Dr. Pepper
    Participant

    @neville-chaimberlin-lo-mes

    The fact that a US Citizen can renounce their citizenship is enough proof that the US doesnt own its citizens. There needs to be some sort of cutoff to know when one is no longer a citizen. Would you like taxes to be like gym membership where once one no longer pays theyre no longer members and no longer entitled to the benefits of membership? And yes, it would be theft to continue using the gym (or any benefit associated with membership) after membership has been revoked.

    Im a member of ??? ?????, this is a different type of membership as theres no way to renounce my membership. BH when the ??? ????? is rebuilt and ??? ????? are established- Im going to be under their jurisdiction and theres nothing I can do about it. In this case Im owned by the religion.

    On the other hand- I have professional memberships- I met the requirements, applied for membership and pay my dues (which includes a fee for a disciplinary process if anyone files a complaint against me). Im not owned by these organizations but there are benefits to being a member (e.g. I can use their professional designations after my signature). Even if I stop paying membership Im still bound by their rules until I officially resign and can face their disciplinary process and have my name listed as not being in good standing.

    Im not sure what youre getting at with socialized healthcare but if given the option to opt out socialized healthcare a 911 operator would first have to place someone on hold to see if they paid the socialized tax.

    in reply to: Unfair tax evasion? #2365921
    Dr. Pepper
    Participant

    @always_ask_questions

    You asked who mentioned Ponzi scheme?

    If A = B and C = B, would you say that C = A?

    Now-

    Let A = Ponzi Scheme,

    Let B = A fund that people contribute money towards and instead of the money being invested its used to payout people who contributed money earlier on, and

    Let C = Social Security.

    Do you agree now that Social Security is a Ponzi Scheme?

    If you want to be technical you could say that mathematically its a Ponzi Scheme but legally its not because (1) a Ponzi Scheme is illegal and Social Security is legal and (2) a Ponzi Scheme isnt transparent where the money goes but Social Security is transparent for who ever cares to read up about it. But you get the point.

    in reply to: Unfair tax evasion? #2365100
    Dr. Pepper
    Participant

    @jr87

    Based on your post Im having a hard time understanding why Warren Buffet believes that Social Security isnt a Ponzi Scheme. Would you be able to explain what a Ponzi Scheme is, how Social Security works and contrast the two?

    (Isnt a Ponzi Scheme where people put in money and instead of it being invested its used to pay back people who put in money earlier and the people putting in money now hope to get back money at a future date from people who will put in money at a future date?)

    I fully agree with you though that people shouldnt be able to pick and choose which taxes they want to contribute towards.

    Imagine the following:

    911- 911, whats your emergency?

    Caller- theres a fire in my house,

    911- let me put you on hold while I check if you paid your fire fighting taxes

    in reply to: Unfair tax evasion? #2364425
    Dr. Pepper
    Participant

    @always_ask_questions

    Social Security didn’t have to be a Ponzi Scheme but it’s too late- that’s how it was set up and there’s nothing that can be done about it now.

    See the case of Ida May Fuller- the first Social Security recipient- she barely paid into Social Security and collected it for over 35 years- receiving close to 1,000 times what she contributed. I highly doubt that I’m even going to get back even close to what I (and my employers) contributed. The funds that she collected were paid into Social Security by the next generation and their checks are being covered by our parents and us.

    I spoke with a retirement actuary at length about Social Security and why it was purposely designed as a Ponzi Scheme and not as an annuity- like your typical insurance company would do it.

    With a typical 401(K) a person sets aside funds (and at times their employer matches it to some extent) and at retirement they can either live off the lump sum or purchase an annuity and ensure that they don’t outlive their money. Of course the government is extremely on top of the employers issuing matches, the banks holding the 401(K)s and the insurance companies selling the annuities.

    The amounts held in the portfolios of some of these banks and insurance companies is staggering.

    The designers of Social Security were concerned with the government having access to retirement accounts- worth potentially in the trillions- and no oversight, so they designed Social Security in a way where there isn’t tons of money sitting around but payments come in from the current generation to pay the previous generation, i.e. a massive Ponzi Scheme. While Social Security does have lots of money at the moment- it’s nothing compared to the trillions they’d be sitting on otherwise.

    As with any Ponzi Scheme, it’s going to fail sooner or later. From what I understand, the designers of Social Security anticipated that for each retiree there would be 16 people working and making Social Security payments. With people living longer, having less kids and with so many people choosing not to work- the ultimate demise is bound to happen sooner rather than later. But- it was going to happen eventually anyway.

    in reply to: Unfair tax evasion? #2364359
    Dr. Pepper
    Participant

    @neville-chaimberlin-lo-mes

    Are you mixing me up with someone else?

    Who’s being held up and gunpoint and being forced to pay taxes. I’ve said numerous times in this thread that anyone who feels that the taxes are too high for the benefits of being a US Citizen is allowed to leave and renounce their citizenship.

    The US isn’t a communist country and the US doesn’t own its citizens. Unless you’re in jain (and probably not paying taxes anyway) you’re free to leave. I have never written anything contrary to that.

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