I spoke to the principal of Keser Chaya last week and asked what the difference between them and Binas is. She says they both have reports, tests, etc, but Keser Chaya is for girls with 85-95 averages in Chumasha and Navi, and Binas is for 90 and up. Sounds like both have lots of Hashkafa and are warm with great staff. I know Keser Chaya has a tutoring option. Don’t know about Binas yet.