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To follow up on Joseph’s post:
School scholarships have a different dynamic that goes both ways:
1: You are taking from other Frum Yidden, not the amorphous “government”.
2: There are no specific guidelines as per who gets a scholarship.
Also related: Should someone supporting a child or SIL in Kollel no longer be eligible for a scholarship?
Your thoughts?
Should someone supporting a child or SIL in Kollel no longer be eligible for a scholarship?
Absolutely. But I bet you knew that 🙂
IMO, scholarships should be moved to loans that must be repaid on a schedule, starting from the day the child graduates from high school. This way, the school has a continuous revenue stream.
It will also encourage fiscal responsibility because people will have to consider if their new car is worth being more and more in debt to the schools. [This should be a legal, 0% loan and inheritence should first go to pay off the loans]. Rare exceptions will be given.
GAW,
More than likely, they’ll be working until the day they die in a low end job. They’ll choose Kollel up front and paying off tuition later.
Others, may choose to get a career and be more financially responsible. They are more likely to be able to save for retirement, retire earlier and learn in their old age for significantly longer.
SJSinNYC,
More than likely, they’ll be working until the day they die in a low end job.
Why hold such a negative attitude towards “low end jobs”? Jobs requiring fewer specialized skills usually pay less, but does that make those jobs less important? If everyone were “financially responsible” according to your definition, we would have no mailmen, sanitation workers, janitors, etc.
Avram, I do have a lot of respect for people earning honest wages (in addition to what GAW pointed out). That being said, if you are going to live a certain lifestyle, you need to fund it.
So, if you are going to live in Iowa and have two kids who both go to public school, live in a tiny house and drive an old beat up truck, chances are you can live nicely on a Janitor’s salary.
If you are going to live in BP, have 9 kids, send them all to private school and marry them off in big fancy weddings, you need to figure out how to support that lifestyle.
gavra_at_work,
The truth is the truth, it is not negative or positive. They are “low end” of the pay scale, and becuase they don’t pay well, the workers will find it harder to save for retirement.
Obviously I cannot disagree with what you wrote above; however, would you categorize someone in such a job as irresponsible?
Mailmen & sanitation workers make a large amount of money, BTW. Plus they get a pension, which most workers don’t get.
Thank you for the correction. I guess I was incorrectly relying on stereotypes.
What are your thoughts regarding the original question?
[The question in question:]
Should someone supporting a child or SIL in Kollel no longer be eligible for a scholarship?
As with most questions asked in this forum, the answers really depend on the factors involved with each specific case. In principle, though, if a pledge were made to support a kollel student for a certain length of time (e.g., 2 years), then I would think it should be treated like a mortgage, since the pledge is like a contract. At the same time, I can see cantoresq’s point.
Also, I find SJSinNYC’s idea of a 0% tuition loan very interesting. With funds coming from both present and past students (parents), perhaps the tuition rates could be lowered since the burden is shared and fewer scholarships would be needed.
gavra_at_work
2: The question is “are you embarassed to use School Scholarships”? I would like a response to that, the second question is secondary.
So you would like me to answer the personal question:-) Ok, sure.
I would not be embarrassed.
GAW, Maayanot (a girl’s high school in Teaneck) recently sent out a letter stating that if your child goes to an expensive summer camp (most kids go post tenth grade on a touring camp experience), you are in jeopardy of losing your scholarship, regardless of who paid for the trip.
I wouldn’t be embarrased to use a scholarship, if I was doing everything I could to get off of scholarship. If I were in school, I would expect to need the temporary reprieve, but would assume I would repay my debt as well.
gavra_at_work,
Do you mind if I ask why not?
We would not be able to afford it otherwise. And that’s without going on big vacations, staying home for Pesach, and no camps.
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