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So what’s more impressive, paying with a credit card, or laying down some cold hard blue cash? If you want to make an impression,whether business matters or shidduch and your going to pay for something regardless, is it a classier move to take out a credit card or to throw down some bills on the table. The catch is, when you take out a credit card, especially a fancy one, its real slick but can lead one to think you don’t have enough money to pay for things on the spot and need time to pay it off (living on credit). When you pay cash, its obviously impressive since you have money right then and there, bit can it leave someone wondering if you are in financial trouble and can’t be approved for any credit? So what’s the best method?
Barter. That’s what I always do.
Large amounts of Cash can be bulky. Try carrying $2000 in your pocket, not only is it thick and takes up alot of space, it is also dangerous if you are robbed. If you are robbed you lose the money, if your credit card is stolen the most you are responsible for no more than $50
What’s a jewish bankroll? It depends, 100 singles wrapped by a Hundred to make people think they are all hundreds or 100 hundreds wrapped by a single to make it look like all singles?
Personally, I am not impressed by either a sleek credit card or cash. Either way, you don’t really know if the person can or cannot afford it. The person may only have enough cash for this purpose; can be heavily in debt and still use credit cards.@litvishechosid
You can solve your problem by using a DEBIT card. Your date/dining associates won’t think you are living on credit and you don’t have to carry bulky cash.
I don’t think one should be worried about ‘impressions’ made by how you pay the bill in an restaurant. Today, most legitimate business is done with plastic. In fact more and more goyische restaurants no longer accept cash. I read an article about this in the newspaper within the past month
When I was young and maintained an office in Manhattan, I had house charge accounts at the restaurants I frequented the most. The check would arrive, I’d take out my pen sign my name and a two digit number. That often made an impression.
That often made an impression.
I don’t think one should be worried about ‘impressions’ made by how you pay the bill in an restaurant.
@DY
I stated ion my post that the OP shouldn’t worry about an impression made by how he pays his bill.My comments about a time gone by (40+ years ago) was not about trying to make an impression, but an impression being made.
I think the OP in conflating green cash and blue Monday.
In fact more and more goyische restaurants no longer accept cash.
How can that be legal? U.S. currency contains the text, “This note is legal tender for all debts, public and private”.
Easily one of the dumbest questions I’ve ever seen in the CR. There are people worth billions and people in debt who use cc and people worth billions and people who don’t approve for a card who use cash. I think OP is looking into this too much and it would be a lot healthier to just relax and pay however you want. My personal preference is cc because it’s less bulky, dont have to worry abt change, girl doesn’t have to see how much I’m tipping (whether high or low), etc. But again, it’s all personal preference and I doubt ppl will judge. And yes I’m from Flatbush and even there we don’t judge abt such stupidity (although we do judge when such questions are asked lol)
@DovidBT
As long as it does not violate state law (in Mass it would): If the restaurant or store posts that it does not accept cash and it is on the menu and/or the server lets you know before you place your order, it is legal.they are offering to serve you a meal on their terms and you accept by placing your order…forming a meeting of the minds and a contract for goods/services.
With in business or shiduchim stay far far away from someone’s trying to impress you by trying to use cash or credit.
You’re goal should be to increase your mitzvos and middos. To make a Kiddush Hashem by being a good person a good yid. Honest in your dealings with others. Not trying to decieve them with wads of cash. And if someone is impressed by that I’d also advise staying away.Times have changed. In olden times a Talmid Chacham who had cash and would use credit instead was a Chilul Hasem. See the Rambam Yesoda Hatorah (5,11).
Credit card is the safest way to pay.
And a few hundred bucks cash won’t make an impression on anyone unless you’re 12 years old.
CTL: “they are offering to serve you a meal on their terms and you accept by placing your order…forming a meeting of the minds and a contract for goods/services.”
Classic contract of adhesion.
If the restaurant or store posts that it does not accept cash and it is on the menu and/or the server lets you know before you place your order, it is legal.
Suppose when you get the check for the meal, you insist on paying with cash. Could they refuse to accept it and call the cops?
Large amounts of currency create a risk of theft, whereas “plastic” (in its various forms) have reduced risk of theft (in the case of credit cards, a $50 cap, debit and payment cards are a bit different). One should also note that large payments in cash can be illegal in some places, and in general appear questionable and get the attention of law enforcement agencies.
“One should also note that large payments in cash can be illegal in some places”
Not in the United States.
I didn’t read all responses to litvishechossid’s question. But I do want to say that making an impression has nothing to do with method of payment. If I’m in a store and the person in front of me pays with cash or a plastic card, I do NOT judge or make immediate judgement if they’re well off or not or whatever. The way they present themselves and behave in public, that is what makes an impression. Do you greet and Thank cashier, Do you push in, on line. Do you run to add more items while checking out… keeping the person behind you waiting… do you leave your wagon at the register thereby hindering next customer move…. Do you talk loud on your phone while on line or checking out… I can write a book about my shopping experiences. But method of payment says zero about the customer. The only time I cringe, is when I see the fancily dressed woman with a fancy carriage buying all goodies and paying with foodstamps.
Large cash payments ARE a problem in the US. If any company accepts I think $10,000 in cash or more, they need to report it (Large cash transactions usually mean drugs are involved)
Reporting requirements don’t make something illegal.
Even credit cards will soon be obsolete as more businesses (and especially restaurants, bars, etc.) move towards new payment systems tied to phone apps. Millenials don’t want to carry cash or even credit cards…just one universal device (aka their iPhones) for every task in their life (well almost every)…that is why all these periodic asifahs to “ban the internet”, “assur smartphones” etc. are such a waste of time. Instead, lets focus the frum tzibur on how to intelligently use these new tools and what protections we should consider since they will be essential for daily life within the next few years.
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