tzaddiq
Three points:
1) Hashem only puts a person in a trying situation if he can handle it. If he will not be able to overcome the nisayon, then Hashem wouldn’t present that nisayon for him.
2) In these difficult times, it is incumbant on every person to LEARN A MUSSAR SEFER during the week. To be mechazek, to build our character, and to steer us on to the correct path of life.
3) If he didn’t DO it, he’s not accounted for. Bad intentions don’t count if he didn’t DO it. So, no, he would not be in the catagory of a rasha.