HaKatan, I cannot explain kefira taht not exist.If you are referring to my statement that Serving Hashem as best he can means first of all doing the mitzva of yishuv haaretz, I take extreme umbrage at your denigration of Ramban.
Health, I was referring to those frum Jews abroad who have businesses and professions. So far as those here are concerned, if they are really learning they are also contributing. If not and they are not working, not.