I would love to see the citations proving that the Torah requires universal healthcare.
I can’t speak for anyone else but I can tell you I am vehemently opposed to socialized medicine. When you separate the people who pay from the people who use the service, the consumers have no idea what anything costs and no incentive to make fiscally responsible decisions. This ends up overburdening the system so that healthcare is not truly universally available. If someone lives long enough, they might eventually get help. The Lockerbie bomber was released because he was expected to die of prostate cancer within a few months but he ended up living another 3 years. Scotland’s healthcare protocols did not offer treatment that was provided in Libya. Do you want to live under a healthcare system worse than Libya’s?
Our system in the US has the same problem of people not having any idea what their healthcare costs. If you’ve ever had basic lab work done you know that insurance pays pennies on the dollar. Why maintain the charade of charging $100 for a test that’s reimbursed at $7? So people without insurance can subsidize the insured? Of course people without insurance can’t always pay their bills but maybe their bills wouldn’t be so high if everyone was expected to pay the fair price for the test.
You think universal healthcare will prevent financial ruin due to medical bills? I guess it might, if people are prohibited from paying for care outside their insurance plan and if they are prohibited from leaving the country to obtain medical care elsewhere. Neither of these methods will guarantee the best medical care but if avoiding financial ruin is the primary goal then I suppose you could call it a success.