health-your first point makes no sense because you can always say-if something happens- well, we should have done more- ‘im kein ein le’dovor sof”- if that’s the approach you have, there is no end and no answer to anything. But- I want to address your other points,specifically the last point about me.
I think you fundamentally don’t understand the opinion of people like me. First, no one denies that every jew should learn. When one leaves this world, the immediate question is “kovato itim latorah?” (note, this is after the question of being honest in business but I digress). There is certainly an obligation upon every jew to learn.But this does not mean that every jew has to sit all day in kollel. This is not feasible, in today’s world.(see berachos 35B).So, you have to make choices. Clearly, special people (“metuzyonim”) should be given this opportunity ,even it is comes at the community’s expense. If there are young men who want to learn, relying upon their families, or themselves, then they can do whatever they want to. The argument that many people have is that, today, in israel especially,there is a presumption that everyone has to learn at the communitiy’s expense. That is not only unrealistic financially, but it has never been the norm in klal yisroel.And I am convinced that the protection of HKBH is as protective when the klal is organized in the ways I indicated, as if there would be tens of thousands of learners at the community’s expense. Verty simple, check the mishne avos ‘lo olechu hamelocho ligmor”….you do what you have to do yourself.That is all that HKBH asks from you..