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Not only that, just for an example, by and large, when a YU/Sterns couple decide to live the Kollel life, no one stipulates that they need parental help. They do it on their own, whether either or both husband and wife already have high paying jobs, or are just en route to the high paying jobs, after the Kollel period. They are truly Mistapek b’Muat. No need for fancy furniture, cars, sheitels, clothing, etc. By and large, materialism is looked down at rather than looked up to! I find the YU Sterns crowd more genuine Ovdai Hashem than those from Yeshivish communities. I know lots of people of all ages from all frumkeit levels and this is what I feel. Modern Orthodox definitions of true frumkeit are remarkably genuine and probably closer to the original Talmidim of R’ Aron Kotler’s era. Im very very impressed.
This is what I have seen as well.