Online education is starting to obviate secular teachers too. Why spend an hour attwending a live lecture from an average local schmoe professor when you can download lectures all day from the best professors at most prestigious universities.
To answer this question myself:
The internet might have the answers for you; but the internet does not know you well … yet.
The real question might be; when learning: how important is it that the source of my knowledge know me?
A second question: Why go to a shoftim, … for an answer that is not an incredibly difficult and life critical question?