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Mdd, you are making the same mistake by characterizing the entire chareidi population as not working.
Let me ask you something: If a chiloni husband works and his wife stays home, are they considered a working family?
The answer should be yes.
Then by the same token, if I am working and my husband is in kollel, then my family is also a working family.
And if like most chareidi families, the husband is either working or working and learning, and the wife is working, then why are we not considered working families? Because many of us don’t make enough to cross the income tax threshold?
I will reiterate: Any chiloni family is more than welcome to have the number of children we have, and make the same income. If they do, they also will not have to pay income tax.