I agree with those who say you should take a second look at the UK.
We moved from E”Y to the UK last year, also for financial reasons, and it worked out great. We, too, came without any funds – we had to rely on family and friends to give us money for the flights and to rent an apartment (flat) here, but we made it. Now, we earn about twice what we earned in E”Y, we’re paying off our debts and in another year our financial situation will be quite good!
Now, following the others who praised their hometowns, I’ll do the same – though Gateshead isn’t really my hometown (I’ve only been here for just over a year).
First of all, Gateshead has the smallest significant frum community of the UK, around 450 families I believe. Total number of people is 4000 during ‘season’ including the sems and yeshivos. Advantages?
* There are possibilities for children with special needs. I know there are several here, and the mainstream schools do a good job, AFAIK, in helping them.
* Life is cheap here. Much cheaper than in London, Manchester, or the US. Housing is quite cheap (cheaper than London and Manchester and much cheaper than the US), shopping isn’t too expensive. Public transportation is very cheap and you absolutely do not need a car here.
* The area is quite safe. Not very safe – some of the local non-Jewish population is rather unpleasant – but in general, it’s a pretty quiet and peaceful area.
* I think tuition is a bit lower here than in the US. Don’t have any children myself yet unfortunately, but from what I know I think the US is slightly more expensive.
* There are jobs around here, if he’s a qualified UK accountant it shouldn’t be impossible for him to manage here. If he’s willing to travel a little bit (say up to 1 hr by public transport, which is what I do) and work with non-Jews, I’m sure he will find a job in no time. The area is quite big and has plenty of major employers – Gateshead is basically one with Newcastle, and a few other towns/cities next to it; altogether the area has something like 1 million people.