Reply To: inexpensive way to provide $$$ to student in Seminary

I’m with mason — Charles Schwab has an excellent deal. Open a joint account (brokerage and checking, but you don’t really have to use the brokerage part). Give her the ATM card. She can use it at any ATM. There are no fees and the exchange rate is good. You can transfer money from your bank account. The only downside is that the transfer takes a few days, so you have to plan ahead.