As for the MO haters: plenty of Kollel people have advanced degrees from secular schools, and many also go out into the secular workforce after their years in Kollel, too. The ones who become klei kodesh also BE”H make a parnassa. And plenty of people with advanced degrees and/or years of experience are unfortunately still jobless.
Are you, perhaps, jealous that, in addition to having the above, they know how to learn Torah very well and know a good amount of Torah, and that they can also conduct their families BiDerech HaTorah?