Reply To: Health insurance for large families with decent income

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February 9, 2012 5:35 pm at 5:35 pm #850580
sem graduate
Member

Just for the sake of clarity:

Medicaid and FHP are under the same program – they are both under HRA. CHP is something else.

Medicaid is for lower income – it is covers a bit more than FHP in terms of senior care and it covers braces. Other than braces, there is no real difference between the two programs other than FHP allows you to have a bit of a higher income (it is very difficult for adults to qualify for medicaid) and FHP can sometimes charge a 3 to 6 dollar co-pay.

FHP is only for adults over the age of 19 so I’m assuming your employees also have either free CHP or medicaid.