Feif un- Disagreeing in lomdus is encouraged. However, when it comes to halacha -and most certaintly haskafa- you cannot argue with the Gedolim, unless there are other Gedolim of equivalent caliber that agree with your opinion, in which case you are not disagreeing with the Gedolim, their peers are.
If a Gadol gives you a psak and you follow it, you will not be held accountable for following the psak.
Isnt it strange that layman want to argue with Gedolim its usually when they feel the Gedolim are being too stringent?
Feif un- No need to answer this publicly, but how often do you disagree and follow your intuition and are more stringent?