cshapiro: competition is very tight for jobs. Either be willing to work well below pay grade, or travel quite a bit. You WILL have to get rid of the internet when it comes to school applications – unless of course it is in a home office and used strictly for business purposes. The online business idea definitely helps circumvent that! (These days, any home-based business really does.)
A cleaning lady you find by word of mouth – ask your neighbors. Also the Lakewood Jewish yellow pages probably lists/advertises agencies.
Can’t answer the gym/manicure questions