adams-
The fact that you are discussing this is amazing and I give you full credit for it. Very mature and I hope we can all help.
what i have learned from Rabbeim is that the struggles with money Jews have, isn’t because they have to pay yeshivah tuition, buy expensive esrogim and lulavim, mazos, shabbos food, frum clothing etc. All that money that we use for that, Hashem gives us is separate and isn’t included in our designated amount of money Hashem wishes to give us. Meaning the money we use for Judaism isn’t being taken away from our salary, because it is only there for us to use it for that. (It is like a separate bank account that we wouldnt have if we werent Jewish) So lets say God Forbid you would give up everything- you may still have a really hard time monetary wise, bc the money you spend on jewish things isn’t what is affecting the fact that you don’t have enough money.
I don’t know if that is so clear- I have it in my head and it’s hard for me to explain..
Also, a big key is to daven. Maybe your relationship with Hashem is fading and he is giving you this problem in order for you to call out to him and build a relationship…
Just some of my ideas..
May Hashem help you and your family and give you parnasa so that you can afford all of the necessaties in your life, and give you bitachon and strength to overcome this harship, Amen!