-maaser
-buy a nice house (not a mansion, but something that would fit a large family and many grandkids, so i don’t have to keep looking for more space (but i’m not married yet, so i don’t have to worry that far ahead yet)
-every time a child is born, start putting money (weekly) away, for that childs wedding/ life
-two cars (one for my talmid chacham to get to kollel, and one for me to run errands and stuff
-(this shouldve come first) money to my parents and sibs, and to move my grandmother into a better retirement center
-on time tuition
-cleaning help once weekly
-wardrobe (for my talmid chacham and kids too, not just me)
-the rest (if there is any left after all this) goes to savings
and by the way, my kids will so not be spoiled (yeah i’d like to see that happen) 🙂