AZ: Since in your proposed system, there are still going to be girls who will be unwilling/unable to pay, it does not cover everyone in the same way.
A totally immodest prediction about the “crisis.”
Why immodest? Well, I predicted the OTD crisis, and I predicted the shidduch crisis and I predicted the parnassah crisis. Not with nevi’ah, but with common sense and little knowledge of the social sciences. (Not that anyone listened to me.) And I wasn’t the only person predicting. I would name names but I wouldn’t want to offend anyone or reveal my true identity.
NEXT CRISIS: OTD older single girls. We teach our girls that the only worthwhile thing in life is children and marriage (in that order emotionally speaking, not temporally) then we make sure that a lot of them can’t achieve it. And we also have a society in which there is no place for single older women (or single older men, now that I come to think about it).
What’s going to happen when these girls, most of whom are now in mid to late twenties, hit their middle thirties and see their chances of having children closing off? Are they going to feel disillusioned? Desperate? Are they going to hang around to become “poor things” or are they going to go off the derech, maybe even marry that nice non-hareidi guy at work? OTD crisis? We ain’t seen nuttin’ yet.
Midwest2: I have suggested before (in the CR) that what will happen is they will take advantage of AI, domestic parterships and adoption to bypass the male aspect of having & raising a child.
Maybe then someone will be willing to do something?