MichelleNY,
Yes, indeed, there are people with college degrees who are not very competent. And, of course, there are people who never completed college who have done extremely well.
Before you bring up names, Bill Gates did not complete college. Neither did Marc Zuckerberg.
But, let’s be very, very clear: THESE ARE RARE EXCEPTIONS.
I am delighted that you have done well so far without a university degree. I sincerely hope you continue to be successful. But I read in your post at least a hint of a suggestion that a college degree is optional these days to succeed in the job market. Such advise is, respectfully, quite misguided.
Since this is The Yeshiva World, “Ain somchim al ha ness,” i.e. “don’t rely on a miracle.”