If I can veer off the topic slightly, (and this is a sincere question) who determines what lavish is? Does lavish mean having a car at all, having an old car which breaks down more often than it runs but its still a car, leasing a (newish) car, or owning a (newish) car? Does it mean going to the mountains for the summer, going to Eretz Yisrael once a year, or going to Europe once a year? Does it mean going out to eat (nice restaurant) once a week, or going out for pizza once a week?
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