As a husband of a teacher that does tutor and one that has hired a tutor for my own children i think that the rate of $75 is fair. It takes a lot of preperation to get one lesson plan ready. My wife makes a different one for each student. It is also a major imposition on the family life as it does take a lot for everyone else to “chip in” while mom is tutoring.
Of course, there are situations where she bends the rate. This happens when a third party intervenes on behalf of the family.
I do agree, however, that as with many things in life, that there a those students that simply lose out because they cant get the help they need. The schools could provide tutoring but then they would have to pay the teachers and then pass the cost on to someone else.