Identity theft can cause the victim to have difficulty:
– Getting credit cards
– Getting a mortgage
– Opening a bank account
– Getting a job
– Leaving the country
The victim can also find himself hounded by collection agencies and creditors who have also been victimized by the fraudster.
Preventative measures:
Your home – Get a cross-cut shredder for your house. A shredder that simply cuts paper into strips is not nearly as secure. If your shredder can also cut credit cards, so much the better. Shred all bills, bank statements, credit-card offers, old credit and bank cards, and anything that may contain confidential data
If you are a victim:
File a police report.
Contact the credit agencies.
You can actually lock your credit info, but you must then pay a fee to unfreeze it whenever a legit query is needed.
Keep a paper trail and phone log of all your activities in fighting the fraud.