good things in this world can and do take away from olam haba as yesurim take away from gehinnem!
do think that people do take away from their Olam Habeh by having things in access, I mine why are we in this world anyway, to aquire possessions, or aquire mitzvoth??? A person does have the freewill to chose what they want. I think L’fem tzera Agara, the harder the work, the bigger the reward. If someone does have it easier in this world, and has to work less , they ARE taking away from their own Olam Habah
While both of you may be trying to be good people, I think you are little bit off the mark here. Are you trying to say that someone born into a wealthy family automatically has a lower level in olam habah because of the nice things they have?
I was always taught that its WHAT you do with your situation, not specifically the situation you are born in. So, if you are rich and have lots of money/possesions, but do a great deal of chesed, that is a big schar. If you are poor and donate your time (that you can afford), you get a big schar. Neither is necessarily greater than the other (I don’t know the cheshbon).
I think today my posts are coming out a bit murky, so I am not sure if I am being clear.
[FYI I don’t have cleaning help either. But I don’t think it makes me any better than people who have help]