How bout looking at THE learning vs. working Q this way. Sources to either way are in excess, so lets leave em out.
Although there are other reasons as well there is however an unanimus consensus on the following. The purpose of us being dropped down here below, is to connect to and serve Hashem. The way to connect to Hashem is thru finding HIM in Torah (thru learning his wisdom), thru Mitzvos, AND Bechol derachecha dei’eihu; everything else your doing should be in order to serve and connect to Hashem.
Now it is also unanimus that VeTalmud Torah Keneged Kulam.
Now comes the opinion (so please disagree):
…Keneged Kulam is for those that will actually be connecting to Hashem fully thru it. Sitting and learning 14 hours a day is a feat only a select minority are designed for. And those few should and must be supported to learn full time. The Rogathover should NOT go work!!
However the rest of us, you know the guys like us who are posting on YN, and all those serving time in kollel, getting burnt out and cooled in at regular intervals, should be serving Hashem in other ways. No you are NOT from the elite, but G-D loves you anyway. He derives tremendous satisfaction when you earn a honest parnassah, give tzedakah MORE then you think you can, attend shiurim even though your shot, help the struggling bocher down the block, and talk to HIM when your spending the time in shul.
He loves it. AND HE LOVES IT BECOUSE your not elite, your just a regular simple guy. A simple guy trying to find Hashem in a complicated world is REAL YIDISHKEIT
And of course there are those in the middle someplace.
So i’m presenting the new barometer for every thinking brain: “How is my day being spent?” “Whats MY level of productivity for G-D?” and the answer to these questions are the answer to YOUR personal Learning vs. working dillema