A person can put a shibud momunes on himself. One application I heard of a few years ago from Rav Arye Leib Katz, if a person after 120 wants to give to his sons and daughters, he can be meshabed himself a large sum of money to his daughters, which will in turn be a shibud on his nechasim. This way he is not being morish to his daughters bimokom there are sons. Rather, they are getting what really belongs to them through this shibud.
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