People get government subsidies through FAFSA if you apply for an Israel Experience program through a US university. Depending on which seminary, you can do Hebrew Theological College, Yeshiva University, Touro, Michigan Jewish Institute, and I think TTI (raizel right) also does a program as well. I have also heard that you can get more subsidies if you go through a college that is in your state. The Neve Maalot program also has a way to get credits evaluated as well. I think that you can also apply the fafsa aid towards the cost of the program (meaning if the school charges $1800 for the transcript/credits in addition to the seminary tuition, you can use a loan or grant towards that).