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@damoshe,
Tuition is tricky. In communities like Lakewood and chasidish communities it isn’t more than when we grew up in Brooklyn comparatively. (I am not counting girls seminary which is out of control)
Housing is an issue and you got me there.
Re cars, there are always some that need two cars. But firstly if you live in a city like Brooklyn, even with his working parents, there is always the city bus and subway. It’s how we grew up. Even if you live in Lakewood or monsey you’ll be surprised how much you can make do with things close by and one car. It’s almost a city . Wife can drive the husband on way to her work etc. Work is much mire remote now and one spouse probably works part time at home. I am not saying it can work for everyone. But you’ll be surprised what can happen if you realize we don’t need everything that we even call a necessity.
Housing did stump me as that’s an issue and I thank hashem I bought ten years ago. But I’ll just say my mother ah always reminded me how she bought a house in the early 70s with interest rates at 10% and hyperinflation. Lines for gas were blocks long. She use to tell me how she baked stuff that didn’t need egg’s because eggs were so high . I laughed at her till eggs were $7 last year. Things weren’t always so easy then but the difference is like my mother people knew to do more with less. We are more spoiled now