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Just to comment about how long it takes for the woman’s earnings to make it “worth it” – it really depends on what program she did and how quickly she can finish. I have a relative who had a lot of college credits when she finished high school due to AP and such, went to sem for a year, then did online college for a year after that while a madricha in a sem. After she returned to the US, she went to a nursing program that got her a BSN and they place the girls in nursing positions. She is going to be making around 100K at age 21.5. I don’t know how much debt she has, but perhaps her parents are going to pay that? Even so, she is not yet married and hopefully can pay it off quickly, perhaps before she even gets married.