Reply To: Dental Insurance

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#2176313
ubiquitin
Participant

Dr p
no need to apologize my writing isnt great, and in my zeal to share I don’t always reread to ensure reads easily.

Our main point of contention is the following
we agree that our current system Is not good, you even said “Its wrong”
“We also agree that (as unfortunate as it may be) CEOs (and companies) need to either be aggressive in denying claims (lawfully or unlawfully) to keep premiums down or they’ll either go bankrupt or put out of business by the competition. (It’s wrong, I know, but that’s the only way it can function.)”

we agree that it doesnt work for many:
“It’s unfortunate and it doesn’t work for many people. I sympathize with them and wish something can be done”

We disagree on the last part, namely as to whether something can be done.

I think a large part of our opinions come from our experience.
yes Isay opinions, you don’nt have anygood reason why it won’t work as I explained, though not nearly as well as Avram (your reasons were that the ACA didnt work though that was complely different , and that young people don’t take care of their health which isnt completely true and not grounded in any real data).

I say we are talking from our experiences, because you said You don’t think a government run system would work “as well as probably every sane person in the country who currently has health insurance” This has not been my experience at all. In fact almost all people IVe discussed this with do not think its working. Now granted people tend to discuss insurance issues when the yhave a problem so my sample is certainly biased towards those who have had an “extreme situation” but those are PRECISLY the ones ho need the most help. The ones who have to decide whether to sell their house to afford cancer treatment to gain a few extra months . The ones who have gone bankrupt. These are real people, Ive met them. The system isnt working

You say nothing can be done., but you dont offer a compelling reason as to why not

That as where we disagree