Avira,
The halachos of tzedaka mandate how much a person must donate. A wealthy person isn’t required to give away everything they have and eat tuna fish every night. It’s very troubling that your posts always focus outward in a negative manner towards other Jews. One has to wonder whether you do so to avoid your own faults. Decry your own gashmius and taavos and work on them. Otherwise you’ll be unpleasantly surprised after 120 that you didn’t get any points for using Koheles as weapon to criticize others.