1. Must a Pruzbul be written (by those with outstanding loans)
a. Before the Shmitta year
b. During the Shmitta year or
c. Both years?
2. Is there any reason for someone who has no outstanding loans to write a Pruzbul?
3. Must the Pruzbul be maintained after it is written or can it be immediately discarded and still be effective and valid thereafter? If it must be retained, for how long? (Some loans might have repayment dates 15 or more years later.)
4. Can a borrower demand to see the Pruzbul before he repays a loan? Even if the payment is six years after the last Shmitta (for a loan predating Shmitta)? If it isn’t produced can he legitimately refuse to pay?
5. If someone forgot to make a Pruzbul (or chose not to), can all those who borrowed from him legitimately refuse to repay?
6. Can a business entity (owned by multiple partners or even thousands of shareholders) make a Pruzbul? Must it?
7. Do debts owed from non-financial transactions, such as purchases, damages, services rendered, etc. require a Pruzbul to remain valid after Shmitta?