PS the core question is – where is the rov during the mussaf, aka kiddush setup. Not just “rov” as in “hakham”, but the majority? if only a few people set up kiddush, then the rest are true tzaddikim that are resisting the temptation, (daf yomi warning) – as Ovadia who lived amonf 2 reshayim.
R Eliezer Silber talked with a Nazi camp survivor who said that he stopped being observant when he saw a religious Jew who had a siddur, who would charge daily meal ration to let others use the siddur. R Silber replied that did you think about all the other people who would give their last food to daven with that siddur?