@UJM
Therapy costs money, many therapists accept insurance. In this age of Covid most sessions are by phone and the co-pay has been waived by the insurance companies.
Here in CT one cannot get a court granted divorce unless the couple has had/counseling/therapy. In fact the court will provide counselors at no additional cost beyond the filing fee for those who don’t have insurance or cannot afford the counseling. Since those seeking divorce must provide the court with full financial disclosures (under penalty of perjury, including jail time) it is easy for the court to determine if free counseling should be offered.