There is also a big difference between salaries and expenses in a school vs. a chesed institution. Most schools have a board who do oversee the budget. Parents are customers and are constantly demanding a good product.
Chesed institutions can pay their administrators what they want with little oversight from the public. If they have a good marketing system and fundraising machine they could put little into programs and a lot into salaries. It is much harder to do that in a school. The big question for chesed institutions is on the donors who pump tons of money into projects which hang heavily on tugging at heartstrings
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