Dear Rabbi,
I think calling kollelim a system, demeans them. At that point Yeshivaliet are free to grow any way they choose. I understand your thinking on kollelim to be democratic, that it is about the group growing and learning together. At this point in life, the Ben Torah has the tools to make unique contributions to the Oilam HaTorah. One should not be stifled because his chavrusa, rosh kollel, or everyone in the kollel disagrees with him.
I think you may have missed my earlier complaint. If one reaches kollel, and still needs to be held by the hand to find their way around the beis medrash, they are probably better off in the outside world. They could learn how to guide themselves, and then return to the beis medrash.