Dear Sam,
A lot of good points here. But to answer your question, the options are gone. It used to be, that college or work at 18 was a serious option. Just being in yeshiva was not. Today, every boy is entitled to be in yeshiva until at least marriage. It is more about becoming a yeshivishe yungerman than studying Torah. Going out of town is for serious Torah students. staying in town is to become more yeshivish.
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