You will never lose children from following psak hallacha to save their, and your life. You will show them what it means to follow hallacha, even when it says to stop davening with a minyan. This is nothing new in the history of klal yisrael., It has happened before, and we followed the guidance and are still going strong. Be strong, and don’t fall into the yetzer harah to find an underground minyan. It’s kneged hallacha and a Shayla or retsicha.
I know a few sefardi rabbanim gave a heter for zoom in extreme circumstances, but this was not meant as a blanket allowance as many gedolim have clarified.