People are definitely less likely to seek medical care if they have to meet a deductible or pay a co-pay. I have seen it time and time again in many different scenarios. There are both pros and cons to this. The pros are that people are less likely to come in and waste ems or doctors time with “silly” complaints. The cons are that people will decide their serious complaint is silly (chest pain is heart burn) and not seek attention.
In my experience the latter rarely happens, but still can’t be discounted.
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