if a yid bounces a very large check to you, as bad as he may be even if he did it intentionally and refuses to pay up, there’s not even a hava amina in the S”A or poskim that you might have a heter to press criminal charges against him
If he’s likely to do it again, and this is the only way to prevent it, it might be a chiyuv. As Per Shulchan Aruch.