CTL- why is that fraud? One is allowed to have a Jewish halachic marriage without a civil license, no? Legally there would be no difference between a couple who lives together stam, or a couple who lives together with a kesuba. Is it fraud to live together unmarried and collect both pensions/ss? if not, then why would it be fraud to do so with a kesuva? The rav is just ensuring that these couples are not violating halacha. Please explain.
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