Well informed: The amount of the gezel may be higher, but that does not necessarily make the maase gezel gamur. First of all it is not being motzi mamon from anyone. It is only minui revach. And second, There is no maase gezeila, as in vayigzol es hechanis miyad hamitzri.
NOT CHAS VESHALOM saying that its muttar. The poskim have already ruled, and I do not consider myself a mechutzef enough to argue. But you said that what our people do is worse. I say that is debatable.