simcha613: I hear your point. That may indeed be the reason.
truthsharer: You too are underestimating the kollel men. The may start their 1st seder at 9:30 (if they dont have an earlier seder too) but what time do they finish? When I was in kollel my last seder ended at 11:15pm and the Bais Medrash was full for that seder. When I (we, others as well) can home we often sat down to still learn a little more. This schedule is on Sunday’s too, with an altered but serious learning schedule on Shabbos as well. Kollel men will often get up early to daven so that they can watch their kids so that their wives can go to work (happily feeling proud t be part of the zechus) and then again babysit bain hasedorim.
zahavasdad: The chofetz chaim and many others describe how hachzokas hatorah actually drives the economy so long as one adheres to the belief that ones income is from hashem
NotSoYeshivish: Please don’t state as fact your observations from within your own, limited, exposures. Many of us here have seen the kollel benefits in ways that you may not have. Believe it or not, this chinuch of the girls in done b’hadrochas gedolim who may have also had opportunity to see a kollel or two in their times