Furnature? Of course! Lets see, what does a young couple need:
Dinette set ($800
Recliner (velour, not leather, $500)
sofa (ditto, $800)
bedroom set – $6000
Thats under $9,000 (or $4500 out of each side)
What’s that? A dining room set? No, I think not. They will be “eating out” for most of the 1st 2-3 years on Shabbos / Yom Tovim, and not hosting a crowd that exceeds a dinette set for at least 2 more past that.
They NEED one sooner? That’s cool. Let them earn the $$$ and buy it as soon as they have the cash. Not only that, if they come up with 50%, I’ll give them another 25% (the last haul can come from the mechittin.)