CV
I had a car and using it for shopping and moving it from side to side due to alternate side of the street parking and visiting on the weekends. I took the subway to work and still do. The savings was from not having to pay for gas, insurance and maintenance.
Syag
I know where you coming from I was in the same position. I was renting had tuition and was making less then $50K per year with 5 kids in a one bedroom apartment. My parents were retired and could not help financially. I needed a house.
With Hashem’s insight I made a budget and saw I could save a few thousand $ a year if I got rid of the car. That money invested in Scudder Mutual Fund over 5 years was enough to put a down payment on a house.
Try to make a budget all you have to do is add up all the income and all the expenses you had for the month.It doesn’t cost you anything just to do that. Now look at your expenses see if there is someway to reduce expenses buy store brand instead of name brand, buy food staples such as tuna or cereal when they are on sale.
If you try Hashem will help and you will succeed as it say the path that one want to travel (Hashem) will make him travel.